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      4. The Freedom Account

        Managed Account Wrap Programs; Freedom

        Industry-leading approaches to investment management and risk analysis.

        These Managed Account programs provide institutional-quality investments with no traditional sales charges or transaction charges, just a simple, asset-based fee. Your portfolio is constantly monitored and rebalanced annually.

        Visit RJFreedom.com to learn more.

        What Else You Should Know About Fee-Based Accounts?

        Further information on the funds selected for the Freedom Portfolios is available by prospectus, which can be obtained through your financial advisor. Investors should carefully consider the investment objectives, risks, charges and expenses of the Freedom Portfolios before investing. The prospectus contains this and other information about the funds and should be read carefully before investing.

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